Rates Are Up. Still good for purchases and refinances for cash or ARMs to Fixed

30 year-4.875% up to $417k

30 year-5.0% up to $729k

30 year-5.25% -$1M

15 year-4.375% up to $417k

15 year-4.50% up to $729k

5/1 ARM-3.75% (up to $417K)

5/1 ARM-4.0% up to $1.0M

7/1 ARM-4.375% up to $800K

7/1 ARM-4.5% up to $1.5M

10/1  ARM-4.625% up to $1M

All rates are for 45 days with 0 points and made by third party providers.  They assume credit scores of 740 and use of property as a primary residence.  Some products have loan-to-values limited to 60 or 70% (but not the conforming fixed rate loans). All loans are arranged by FCMC Mortgage Corp. a registered/licensed mortgage broker with the NYS and NJ Departments of Banking but made by third parties lenders.