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Five Things to Know About Your Credit Report

One of the biggest issues facing homebuyers today are problems with their credit scores. Unlike in the past, the available loan products and interest rates will vary significantly with a person’s credit score. Below are 5 Do’s and Don’ts to make sure that your credit score is as high as it can be: 1. DO-Make your mortgage on time and in no event later than the 30th day of the month. Even one 30 day late mortgage in a year can drop your credit score by 40-50 points and make you ineligible for certain mortgage products. If something has to be paid late, make it anything other than the mortgage.  2. DON’T-Allow your credit card balances ...