We are in a holding pattern with rates. Up a bit, down and then back up.

30 year-4.375% up to $417k

30 year-4.625% up to $729k

30 year-5.125% (NJ)/5.25% (NY) $729k-$1M

15 year-3.875% up to $417k

15 year-4.25% up to $729k

5/1 ARM-3.625% (up to $417K)

5/1 ARM-3.875% up to $1.5M

7/1 ARM-4.0% up to $800K

7/1 ARM-4.125% up to $1.5M

All rates are for 45 days with 0 points and made by third party providers.  They are arranged by FCMC Mortgage Corp. a registered/licensed mortgage broker with the NYS and NJ Departments of Banking/


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